State Bank of India (SBI) IFSC Code Bhavnagar List

Bhavnagar is a busy and vibrant city. It has everything from big industries to small shops. You have the busy Alang ship breaking yard on one side and the peaceful Nilambaug Palace on the other. In such a lively city, money moves fast. People need to send and receive payments every day. This is where the State Bank of India (SBI) helps. It is the biggest bank in the country and has many branches right here in our city.

If you want to send money to someone or receive a payment, you need more than just an account number. You need a special code. This is called the IFSC code. Without this code, online banking does not work.

This guide will tell you everything you need to know. We will look at what this code is and why it matters. We will also provide a full list of branches so you can find the right sbi ifsc code bhavnagar easily.

What is an IFSC Code?

Let us start with the basics. IFSC stands for Indian Financial System Code. It acts like a digital address for your bank branch. Think of it like a postal code for your house. A postal code tells the postman exactly where to deliver a letter. In the same way, the IFSC code tells the banking system exactly where to send your money.

Every bank branch in India has a unique code. It has 11 characters. It looks a bit like a mix of letters and numbers.

Here is how the code is built for SBI:

• The first four letters are always SBIN. This stands for State Bank of India.
• The fifth character is always the number 0. It is never the letter O. This is a common mistake people make.
• The last six characters tell you the specific branch. For example, the code for the main branch in Nilambaug is different from the code for the branch in Chitra.

When you type in the correct sbi ifsc code bhavnagar, the computer system knows exactly which branch in Bhavnagar should get the funds.

Why Do You Need This Code?

You might wonder why you cannot just use an account number. The reason is simple. There are millions of bank accounts in India. Many people might have the same account number but in different banks or different cities. The IFSC code fixes this problem. It makes sure the money goes to the right person in the right city.

You will need this code for three main types of money transfers:

1. NEFT (National Electronic Funds Transfer)

This is the most common way to send money. You might use this to pay your rent or send money to a family member. It usually takes a few hours. You must have the correct code to set this up.

2. RTGS (Real Time Gross Settlement)

This is for big amounts of money. Business owners in places like Alang or Chitra GIDC use this often. If you are sending more than 2 lakh rupees, you use RTGS. The money transfers instantly. If you get the code wrong here, it can cause big problems for your business deal.

3. IMPS (Immediate Payment Service)

This is for instant transfers that you can do 24 hours a day. It is very popular on mobile apps. Even if it is the middle of the night, you can send money to a friend in an emergency. The system relies on the IFSC code to work fast.

Important SBI Branches in Bhavnagar

Bhavnagar is a big district. SBI has placed branches all over the city to help different kinds of people. Knowing which area you are dealing with helps you find the right sbi ifsc code bhavnagar.

The Main City Areas

The heart of Bhavnagar is around Nilambaug Circle and Kalanala. These are the busiest parts of town.

• Nilambaug Branch: This is a very popular branch. It is near the Nilambaug Palace and many hotels. Many families and shop owners have their accounts here.
• Kalanala Branch: This area is full of offices and markets. Traders who buy and sell goods every day often use this branch.

Industrial Areas

Bhavnagar is famous for its industries. SBI has special branches for these businesses.

• Chitra GIDC: This is the industrial zone of the city. There are many factories here that make plastic and metal parts. The SBI branch here helps these factory owners pay their workers and buy raw materials.
• Alang: This is the world famous ship recycling yard. It is a little far from the main city, but it is a huge part of our economy. The transactions here are very large. Using the correct sbi ifsc code bhavnagar for the Alang branch is critical for these high value deals.

Education and Students

Bhavnagar is also a center for learning. The Maharaja Krishnakumarsinhji Bhavnagar University is a big landmark.

• University Branch: This branch is right on the campus. It is very helpful for students paying their fees and for professors receiving their salaries.

Full List of SBI Branches and IFSC Codes in Bhavnagar

To make things easy for you, we have made a table. This list contains the names of the branches in Bhavnagar and their specific codes. You can look for your branch name here.

Branch Name	IFSC Code	Location / Address Hint
Admin Office Bhavnagar	SBIN0012825	Near Nilambaug Circle
Alang	SBIN0060283	Talaja Taluka
Amargadh	SBIN0060016	Near K.J. Mehta TB Hospital
Avania	SBIN0060251	Ghogha Taluka
Bhagwati Circle	SBIN0016050	Shivranjani Apartment, Kaliyabid
Bharat Nagar	SBIN0016049	Bharat Nagar Area
Bhavnagar Para	SBIN0004865	Para Road
Chitra GIDC	SBIN0060231	Industrial Area, Chitra
Darbargadh	SBIN0060007	Amba Chowk, Darbargadh
Kalanala	SBIN0060008	Kalanala Bridge
Kalavibid	SBIN0060411	Kalavibid Main Road
Nilambaug Chowk	SBIN0060318	Nilambaug Chowk
Sadarnagar	SBIN0060288	Near Sindhunagar
Station Road	SBIN0060159	Sakar Bazar, Station Road
Treasury Branch	SBIN0060355	Marcha Gali, Amba Chowk
Sp. Ind. Finance Branch	SBIN0060415	Kalanala
CAC Branch	SBIN0060935	SBI Building, Nilambaug
SBLC Branch	SBIN0060940	Hill Drive
SARB Bhavnagar	SBIN0018735	Admin Building, Nilambaug
Iskon Mega City Branch	SBIN0016688	Himalaya Square, Near Sterling Hospital
Ring Road Branch	SBIN0018869	Ring Road
University Branch	SBIN0060276	MK Bhavnagar University Campus
Shivaji Circle	SBIN0013539	Shivaji Circle
RBO I Bhavnagar	SBIN0013095	Regional Office I
RBO II Bhavnagar	SBIN0013096	Regional Office II
RCPC Bhavnagar	SBIN0013961	Central Processing Center
SME AO	SBIN0063573	SME Admin Office
SME Bhavnagar	SBIN0063762	SME Branch
SMECC Bhavnagar	SBIN0015802	SME Credit Center
SSI Branch Bhavnagar	SBIN0060337	GIDC Area

How to Find Your Code Offline

Sometimes the internet might not be working. Or maybe you just want to be 100% sure. You can find your sbi ifsc code bhavnagar without going online.

1. Check Your Passbook This is the safest way. Open the first page of your SBI passbook. You will see your photo and your address. Right next to your account number, the bank prints the IFSC code. It is always there.

2. Look at a Cheque If you have a chequebook, look at any cheque leaf. The code is usually printed near the top of the paper. It is small, but it is there. This is very useful if you need to give your details to someone else quickly.

Common Mistakes People Make

Banking codes can be tricky. A small typing error can cause a big headache. Here are the most common mistakes people in Bhavnagar make when using these codes.

Confusing Zero and the Letter O

This is the number one mistake. In the code SBIN0060318, the characters after ‘SBIN’ are zeros. They are not the letter ‘O’. If you type the letter ‘O’, the computer will say the code is invalid. Always type the number zero.

Picking the Wrong Branch

Bhavnagar has many branches that sound similar. For example, there is a “SME Bhavnagar” branch and a “SSI Branch Bhavnagar”. These are different places. If you have a personal savings account, you probably do not belong to the SME branch. Always check the exact name of your home branch before you select the code.

Using Old Information

Banks sometimes merge. A small branch might close and move to a bigger building nearby. When this happens, the code might change. If you have not sent money to someone in a long time, it is good to ask them for their current details again. Do not just use the code you saved five years ago.

Keeping Your Money Safe

Digital banking is very convenient. You can pay your bills from your sofa in Waghawadi Road or send money while sitting in a cafe. But you must be careful.

When you search for the sbi ifsc code bhavnagar, make sure you are on a safe website. Some fake websites try to trick you. They might give you a wrong code or try to steal your data. It is always best to check the official SBI website or use your YONO app. Bhavnagar Important Contacts & Helpline Numbers

Also, when you add a new person to pay, most apps will show you the name of the account holder before you send the money. Always check this name. If the name does not match the person you want to pay, stop immediately. You might have the wrong code or account number.

Conclusion

Bhavnagar is growing fast. As our city grows, our banking needs grow too. Whether you are running a shop in the old city market or studying at the university, banking is part of your life. The State Bank of India supports all these activities.

The IFSC code is a small but powerful tool. It keeps your money safe and ensures it reaches the right destination. By understanding how to find and use the correct sbi ifsc code bhavnagar, you can handle your finances with confidence. Find Pincodes of Bhavnagar

Next time you need to make a transfer, simply check the table above or look at your passbook. It is a simple step that keeps your hard earned money safe.